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Do Home Warranties Cover Pre Existing Conditions

By Teletalk Desk

Home warranties are important for providing coverage of pre-existing conditions that may occur with the property you own. The warranty will provide coverage for defects and malfunctions in materials, electrical systems, plumbing systems, heating and cooling systems, and more. It's important to understand what your home warranty covers and what is excluded from its coverage so that you can make the most of it.

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What is a home warranty?

A home warranty is an annual service agreement which provides repair or replacement protection against costly repairs due to mechanical malfunctions or failure of a covered system or appliance within the home.

Does a home warranty cover pre-existing conditions?

Yes, most home warranties will cover pre-existing conditions as long as it does not fall under any exclusions outlined in the policy.

Is there anything excluded from my home warranty coverage?

Yes, some items are excluded from traditional home warranty plans such as weather damage, wear & tear damage, rust & corrosion damage, normal maintenance items, flooding & water penetration andcosmetic issues.

How long will I have to wait for a repair after filing a claim?

Once your claim has been approved by your home warranty provider, most repairs should be completed within 48 hours depending on the availability of service technicians near your area.

What’s the best way to make sure I get full value out of my home warranty plan?

The best way to ensure full value out of your plan is to familiarize yourself with all terms and conditions before signing up for it. Take great care when performing regular maintenance on appliances because failure to do so could lead to non-coverage in certain cases. Be diligent when requesting repairs and responding promptly when contacted by service technicians sent by your provider as this will help expedite repair jobs.

Conclusion:
Home warranties can be invaluable when it comes protecting costly repairs related to pre-existing conditions within your house. Understanding what is covered under each plan helps you maximize its use at times of need while remaining fully informed about potential exclusions beforehand. With this information in hand anyone can take comfort in knowing they have protection against many financial burdens throughout their ownership experience.

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