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Credit Card Life Cycle

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10. Credit Card Utilization and Consumption Over the Life Cycle and ...

https://papers.ssrn.com/sol3/papers.cfm?abstract_id=3124451
Credit Card Utilization and Consumption Over the Life Cycle and ...Feb 19, 2018 ... We estimate a structural model of life-cycle consumption and credit use in which credit cards can be used for payments, precautionary smoothing, ...

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