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668 Credit Score Credit Card

By Tusher Ahmed

A 668 credit score is a great starting point for anyone looking to apply for a credit card. This credit score puts you in the “good” category, which is typically defined by lenders as having scores between 670 and 739. If you have achieved this rating it means that you have a relatively good relationship with your creditors—you pay on time, don’t extend your limits too much, and generally make responsible choices with your money.

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4. Is 668 a good credit score? | Lexington Law

https://www.lexingtonlaw.com/education/score/668
Is 668 a good credit score? | Lexington LawOct 11, 2021 ... An individual with a 668 credit score will typically receive a credit card interest rate of between 20.5 and 16.5 percent. In comparison, ...

7. Best Credit Cards for Fair Credit of July 2022 - NerdWallet

https://www.nerdwallet.com/best/credit-cards/fair-credit
Best Credit Cards for Fair Credit of July 2022 - NerdWalletJun 29, 2022 ... FULL LIST OF EDITORIAL PICKS: BEST CREDIT CARDS FOR FAIR CREDIT · Capital One QuicksilverOne Cash Rewards Credit Card · Upgrade Visa® Card with ...

What kind of credit cards are available to someone with a 668 credit score?

Credit cards for individuals with a 668 credit score are typically secured or student cards. Secured cards require an upfront security deposit and involve less risk for the lender since they can recoup any losses if the debt isn't paid back. Student cards also offer higher interest rates than traditional cards but often include bonuses and rewards that can make them more attractive to young people just getting started with credit.

What should I consider when applying for a card?

When applying for a card, it’s important to look at all of the features of different options before making a final decision. Look at things like annual fees, interest rates, rewards programs, sign-up bonuses, and even customer service ratings from other users. These features will all help you make the best choice for your personal situation.

How can I improve my chances of being approved?

Improving your chances of approval will depend on how well you manage the rest of your finances. Make regular payments on time each month to show lenders that you are reliable and capable of managing debt responsibly. Additionally, try to keep your debt-to-income ratio low so that it looks like you’re not overextending yourself financially.

Conclusion:
Having a 668 credit score is an excellent starting point when applying for a new credit card. While there may be some restrictions on what types of cards you can qualify for initially, taking steps to improve your overall financial management skills over time could increase your chances of approval and give you access to more options down the line.

Tusher Ahmed

Our correspondent

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