In 2022, the Federal Housing Authority (FHA) will be introducing new well water testing requirements for prospective homebuyers. These new tests provide an extra layer of protection to buyers to help ensure their properties are safe and healthy.
Table Of Content:
- Minimum FHA Loan Standards for Properties Served by Wells
- https://www.hud.gov/sites/documents/DOC_16735.TXT
- Does Fha Require Well Water Test? – GroundWaterGovernance.org
- Welcome to… 2022 FHA Appraisal Policies, Principles and ...
- FHA Well Water Requirements: A Reader Question - FHA News and ...
- Handbook 4000.1 All FHA-Approved Mortgagees Issued: November ...
- Is A Water Test Required For Wells For Fha ...
- VA Home Loan Water Test Requirements | Mortgage Solutions ...
- FHA Water Test – ETR Laboratories, Inc.
- What You Need to Know About Well Water FHA/VA Testing
1. Minimum FHA Loan Standards for Properties Served by Wells
https://www.fha.com/fha_article?id=600
That includes FHA loan rules covering minimum property requirements for the water supply to a home that would be purchased with an FHA mortgage.
2. https://www.hud.gov/sites/documents/DOC_16735.TXT
https://www.hud.gov/sites/documents/DOC_16735.TXT
Generally, State drinking water regulations contain both a list of test ... For FHA mortgage insurance, the following procedures are required prior to ...
3. Does Fha Require Well Water Test? – GroundWaterGovernance.org
https://www.groundwatergovernance.org/does-fha-require-well-water-test/
Mar 20, 2022 ... For FHA mortgage insurance, there are several steps you must follow in order to take place: (i.e.).Upon entering a private well, all water ...
4. Welcome to… 2022 FHA Appraisal Policies, Principles and ...
https://www.hud.gov/sites/dfiles/SFH/documents/2022_appraisal_policies_principles_practices.pdfMar 31, 2022 ... The appraiser and/or Mortgagee must require inspections of readily observable deficiencies of well or septic systems. Water Supply Systems (cont ...
5. FHA Well Water Requirements: A Reader Question - FHA News and ...
https://www.fhanewsblog.com/fha-well-water-requirements-reader-question/
Feb 28, 2017 ... What do FHA appraisal requirements have to say about the testing of well water? A reader got in touch with us recently to ask us about well ...
6. Handbook 4000.1 All FHA-Approved Mortgagees Issued: November ...
https://www.hud.gov/sites/dfiles/OCHCO/documents/4000.1hsgh-112021.pdf
Nov 9, 2021 ... Handbook 4000.1, FHA Single Family Housing Policy Handbook, Title I content. ... Analysis and Reporting Requirements (05/09/2022) .
7. Is A Water Test Required For Wells For Fha ...
https://www.groundwatergovernance.org/is-a-water-test-required-for-wells-for-fha/
Mar 14, 2022 ... Following the following steps should be undertaken before FHA mortgage insurance starts: b.Testing of well water must follow latest state ...
8. VA Home Loan Water Test Requirements | Mortgage Solutions ...
https://mortgagesolutions.net/2022/03/01/va-home-loan-water-test-requirements/
Mar 1, 2022 ... Learn about VA home loan requirements for water tests and water quality ... If the water comes from a private well, shared well, or cistern, ...
9. FHA Water Test – ETR Laboratories, Inc.
https://etrlabs.com/product/fha-water-test/
This test meets the requirements for FHA water testing before home purchases. It tests for Total Coliform, E.coli, Iron, Lead, pH, Turbidity, Nitrate, ...
10. What You Need to Know About Well Water FHA/VA Testing
https://moldinspect.org/what-you-need-to-know-about-well-water-fha-va-testing/
Feb 3, 2021 ... 1. FHA Well Water Requirements. If you are applying for an FHA loan for a property you wish to live in that has a private well, then you ...
What kind of tests must be conducted?
The FHA requires a Comprehensive Water Test, which includes testing for Total Coliform Bacteria, Nitrate/Nitrite, Turbidity, pH levels, and Arsenic levels.
How long does it take to complete the tests?
The entire process can take up to two weeks in order to receive the results. It is important to plan for this time when making offers on properties that require these tests.
Who pays for these tests?
The buyer must pay the cost of any required water test. This can range from a few hundred dollars to over $1,000 depending on the complexity of the property’s well system and how many chemicals are being tested for.
Is there anything else I should consider?
Yes - it is important to note that if any of the results come back at unsafe levels then it could mean additional repairs or mitigation activities need to be completed before mortgage approval can be granted.
Who do I contact for more information about the new FHA Well Water Test Requirements?
You can contact your local health department or building code official for more information on what type of testing is required in your area and further details about FHA Well Water Testing Requirements in 2022.
Conclusion:
The FHA's new well water testing requirements in 2022 are an essential step in ensuring potential homebuyers have peace of mind when buying a property with a private well system. By having properly tested water quality results, buyers can make sure their homes will remain safe and healthy now and in the future.