Homeowners insurance provides financial protection for homeowners from various risks. But does it include bed bugs? This article will help you understand the coverage of homeowners insurance regarding bed bug infestations and related costs.
Table Of Content:
- Does home insurance cover a bed bug infestation? | Jerry
- Does Homeowners Insurance Pay for Bed Bug Extermination ...
- Does Homeowners Insurance Cover Bed Bugs? - Policygenius
- How Do I Get Rid of Bed Bugs? | State Farm®
- Are Bed Bugs Covered by Homeowners Insurance? | PolicyScout
- Does Homeowners Insurance Cover Bed Bugs? | SmartFinancial
- Does Homeowners Insurance Cover Bedbugs? | Trusted Choice
- Does Homeowners Insurance Cover Bed Bugs - Educators Insurance
- Q: Is a bedbug infestation covered by my homeowners' insurance?
- Does Homeowners Insurance Cover Bed Bugs?
1. Does home insurance cover a bed bug infestation? | Jerry
https://getjerry.com/questions/does-home-insurance-cover-a-bed-bug-infestation
Oh no! Bed bugs are tricky and incredibly stressful, but it's more common than you'd think. In most cases, your home insurance won't cover a ...
2. Does Homeowners Insurance Pay for Bed Bug Extermination ...
https://www.familyhandyman.com/article/does-homeowners-insurance-pay-for-bed-bug-extermination/
Feb 14, 2019 ... Although bed bug infestations occur across the United States, they are too random (and costly) to fit insurance risk models, Barry says. “No ...
3. Does Homeowners Insurance Cover Bed Bugs? - Policygenius
https://www.policygenius.com/homeowners-insurance/does-homeowners-insurance-cover-bed-bugs/
Mar 21, 2022 ... Homeowners insurance does not cover bed bug infestations or any other type of pests like termites or carpenter bees. · Bed bug infestations are ...
4. How Do I Get Rid of Bed Bugs? | State Farm®
https://www.statefarm.com/simple-insights/residence/what-to-do-if-you-find-bedbugs
You may need to consult a pest management company or bed bug exterminator to effectively eliminate them from your home, but follow these steps to try to do it ...
5. Are Bed Bugs Covered by Homeowners Insurance? | PolicyScout
https://policyscout.com/home-insurance/learn/bed-bugs-covered-homeowners-insurance
Jan 21, 2021 ... When you find bed bugs in your home, you might wonder if a bed bug infestation is covered by your homeowners insurance. The short answer is no.
6. Does Homeowners Insurance Cover Bed Bugs? | SmartFinancial
https://smartfinancial.com/does-homeowners-insurance-cover-bed-bugs
Nov 3, 2020 ... Homeowners and Renters Insurance Have Policy Exclusions for Bed Bug Infestations ... Homeowners and renters insurance policies only cover losses ...
7. Does Homeowners Insurance Cover Bedbugs? | Trusted Choice
https://www.trustedchoice.com/ask-an-insurance-agent/does-home-insurance-cover-bed-bugs/
Feb 20, 2020 ... Sadly, the answer is no. Homeowners insurance does not provide any coverage for bedbugs. In fact, homeowners insurance won't cover any type of ...
8. Does Homeowners Insurance Cover Bed Bugs - Educators Insurance
https://www.educatorsinsuranceagency.com/blog/does-homeowners-insurance-cover-bed-bugs.aspx
Jun 28, 2019 ... The reason for this is very simple. Bed bugs are a type of pest. Pest management is the responsibility of the property owner, under most ...
9. Q: Is a bedbug infestation covered by my homeowners' insurance?
https://www.consumerreports.org/cro/news/2010/09/q-is-a-bedbug-infestation-covered-by-my-homeowners-insurance/index.htmSep 8, 2010 ... A: No. The Insurance Information Institute, representing the property and casualty insurance industry—including homeowners and auto ...
10. Does Homeowners Insurance Cover Bed Bugs?
https://clovered.com/does-homeowners-insurance-cover-bed-bugs/
Unfortunately, homeowners insurance doesn't cover bed bugs under any circumstances because the policies are designed to protect your home and belongings ...
Conclusion:
In summary, although most standard homeowners policies do not cover treatments related to bed bug infestations, certain situations may warrant additional coverage depending on what caused the property damage associated with the infestation and what remedies are needed to fix it. It is advised to contact your homeowner's provider directly and ask questions before assuming full responsibility for the costs associated with eliminating a bed bug problem from your property.