Do Dog Walkers Need Insurance

Dog walking is a great job for anyone who loves animals. It’s an opportunity to spend time with furry friends and earn money while doing it. But before you take on this responsibility, it’s important to consider the potential risks of being a dog walker and be sure that you have proper insurance coverage in case of any unexpected accidents or incidents.

Table Of Content:

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What kind of insurance do I need as a dog walker?

As a professional dog walker, you will need Professional Liability Insurance which provides financial protection against claims such as bodily injury, negligence, and property damage. Additionally, Animal Bailee Insurance, which covers lost or stolen pets while they are in your care, can help mitigate your risk as well.

What if I already have general liability insurance?

Your general liability policy may cover some aspects of dog walking; however, many policies will contain exclusions specific to dogs which means you may not be adequately covered for all possible risks that come with pet care and pet handling. Professional Liability Insurance specifically designed for pet professionals is the best way to make sure you are fully protected from any potential liability issues.

Do I need insurance even if I'm walking one dog at a time?

Yes! Even if you’re only handling one dog at a time, there is always the possibility that something could unexpectedly go wrong and without adequate insurance coverage it could mean putting yourself in financial jeopardy. Having appropriate insurance helps to protect both you and your client’s investments should any unforeseen circumstances arise while working together.

Conclusion:
Dog walking can be an incredibly rewarding career choice but it comes with its own set of risks. Taking the time to properly insure yourself against these risks is essential for both safety and peace of mind when taking on this responsibility. By obtaining Professional Liability Insurance as well as Animal Bailee Insurance, you can rest assured knowing that both yourself and your clients are adequately protected should anything happen during service.