AgSouth Farm Credit is a valued member of the Farm Credit System, providing financing and services to farmers, ranchers, and agribusinesses throughout Georgia and South Carolina. As part of its mission to serve the agricultural community, AgSouth provides competitive fixed-rate and variable-rate interest rates for customers who need financing such as mortgages, operating loans, livestock loans, equipment purchases, crop insurance, leasing options and more.
Table Of Content:
- Blog | Current Land Loan Interest Rates
- Blog Teaser | AgSouth Farm Credit
- Land Loans | AgSouth Farm Credit
- Loan Calculator
- Interest Rates: Should You Refinance Your Loan? | AgSouth Farm ...
- USDA Announces February 2021 Lending Rates for Agricultural ...
- Rate Shopping? Be sure to compare Apples to Apples | AgSouth ...
- Cindy Moore Claxton
- Current South Carolina Mortgage & Refinance Rates | Bankrate.com
- Alabama Ag Credit: Loans for Agriculture, Land, and Rural
1. Blog | Current Land Loan Interest Rates
https://www.agsouthfc.com/news/blog/land-loan-faqs-what-are-current-interest-rates
An important note to remember about interest rates, is that unimproved land rates may be higher than residential mortgages. As a competitive advantage, AgSouth ...
2. Blog Teaser | AgSouth Farm Credit
https://agsouthfc.com/News/Blog/AgSouth-Farm-Credit-Photo-Contest-Announced-(1).aspx
AgSouth Mortgages can finance your land and construction and save you money with a one-time closing. We go over answers to commonly asked questions about our ...
3. Land Loans | AgSouth Farm Credit
https://www.agsouthfc.com/products/land-loans
This land loan calculator computes monthly payments & the total interest based on the purchase price, a minimum down payment of 15%, interest rate and ...
4. Loan Calculator
https://www.agcountry.com/Tools/loan-calculator
Loan Calculator ; Loan amount: $. $0 ; Payment: $. $0 ; Interest rate: %. 0% ; Number of payments: 1.
5. Interest Rates: Should You Refinance Your Loan? | AgSouth Farm ...
https://www.agsouthfc.com/news/blog/interest-rates-should-you-refinance-your-loan
Refinancing your home or land loan is something everyone thinks about when interest rates are low. Having a lower interest rate means lower monthly payments, ...
6. USDA Announces February 2021 Lending Rates for Agricultural ...
https://www.fsa.usda.gov/news-room/news-releases/2021/usda-announces-february-2021-lending-rates-for-agricultural-producers
Feb 1, 2021 ... FSA offers farm ownership and operating loans with favorable interest rates and terms to help eligible agricultural producers, whether multi- ...
7. Rate Shopping? Be sure to compare Apples to Apples | AgSouth ...
https://www.agsouthfc.com/news/blog/rate-shopping-be-sure-compare-apples-apples
5.3% on a 20-year Term with a 3-year Balloon. 6.2% fixed rate on a 20-year Term. Although you might initially consider only the interest rate, ...
8. Cindy Moore Claxton
https://www.zillow.com/lender-profile/cclaxton0/
AgSouth Mortgages is the home lending division of AgSouth Farm Credit, which has been making ... VA, FHA and conventional loans, all at competitive rates.
9. Current South Carolina Mortgage & Refinance Rates | Bankrate.com
https://www.bankrate.com/mortgages/mortgage-rates/south-carolina/
Looking for home mortgage rates in South Carolina? View loan interest rates from local banks, SC credit unions and brokers, from Bankrate.com.
10. Alabama Ag Credit: Loans for Agriculture, Land, and Rural
https://www.alabamaagcredit.com/
As an Alabama Ag Credit borrower-owner, you not only get competitive interest rates upfront but also get back some of the interest on your loan when we ...
What types of interest rates does AgSouth provide?
AgSouth Farm Credit provides both fixed-rate and variable-rate interest rates depending on the loan product being financed. With fixed-rate loans, the rate is locked in for the loan's duration with no worries about fluctuating market conditions or rising interest rates. Variable-rate loans are subject to changing market conditions but can offer lower initial payments than fixed-rate products.
What are some examples of AgSouth's loan products?
AgSouth offers mortgages, operating loans, livestock loans, equipment purchases, crop insurance, leasing options and more.
Are there any special incentives available when taking out an AgSouth loan?
Yes! AgSouth Farm Credit offers discounted fees on a variety of loan products depending on the customer’s creditworthiness. In addition to this incentive program, customers may also be eligible for a 0.25% option below our standard rate on selected mortgage products if they meet certain criteria such as having a Clean Choice Promise score of 700+ or enrolling in Auto Debit Payment from an AgSouth checking account at contract signing.
Does AgSouth offer online banking services?
Yes! Customers have access to online banking capabilities through their personal portal which allows them to easily manage their applications/loans securely from any device with access to the internet. Additionally, it allows customers a way to view their account information at anytime without having to call or visit one of our offices.
Are the interest rates offered by AgSouth competitive compared with other lenders?
Yes! We strive to remain very competitive through our wide assortment of promotional programs that offer discounts off standard rates and fees as well as our commitment to consistently review current rates against competitive external sources within our lending regions.
Conclusion:
Working with experienced professionals coupled with stellar service makes it easy for customers to obtain financing that meets their needs while saving time and money. At Agsouth Farm Credit we are committed not only providing competitive interest rates but also helping customers find the best solution for their specific financial goals. That is why choosing us is always a smart choice.