Aarp Medicarecomplete Plan 2 Hmo

AARP MedicareComplete Plan 2 HMO is a health plan provided by UnitedHealthcare that covers medical and prescription drug benefits. This plan is designed for Medicare recipients who want to take advantage of their membership with AARP, as well as receive access to a wide range of benefits at an affordable cost. With this plan you get the coverage and care you need from one of the nation's largest health insurance companies.

Table Of Content:

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What types of coverage does this plan provide?

The AARP MedicareComplete Plan 2 HMO provides comprehensive coverage which includes doctor visits, hospitalization, emergency care, preventive care, prescription drugs (including generic drugs), lab tests and imaging services.

Are there any restrictions on the care I can receive?

Yes, this plan requires that you receive care from providers in its network. You cannot seek non-emergency care from out-of-network providers without prior approval. Your primary doctor must also give you a referral if you wish to visit a specialist.

Does this plan cover vision or dental services?

No, vision and dental services are not covered under this plan, however they may be purchased separately through an Optional Supplemental Insurance product offered by UnitedHealthcare for additional coverage for these services.

How much will I have to pay out-of-pocket for my healthcare costs?

Your out-of-pocket costs will vary depending on how much your provider charges as well as if they accept the AARP MedicareComplete Plan 2 HMO's network rate for that service or procedure. You will be responsible for a copayment (which is a set fee) when you go to see your provider, as well as any coinsurance (which is a percentage). In addition, there may be deductibles which must be met before certain services are covered under the plan.

What if I need urgent/emergency care while I’m away from home?

The AARP MedicareComplete Plan 2 HMO will cover medically necessary emergency care outside the service area at no additional cost beyond what you would pay within the service area. This means that in case of an emergency, you do not have to worry about finding an in-network provider – simply go to the nearest hospital or emergency room and your costs will be covered by the insurance company.

Conclusion:
With comprehensive coverage including doctor visits, hospitalization, emergency care and more all at an affordable rate – the AARP MedicareComplete Plan 2 HMO is an excellent choice for anyone looking for quality healthcare coverage through their membership with AARP.