A FICO Score of 695 is an excellent credit score, indicating excellent creditworthiness and a high likelihood of successfully obtaining loan approval. It's important to understand that the FICO Score range extends from 300-850, with higher scores indicating better financial behavior. Those with a FICO Score of 695 are placing themselves in an exceptional position when it comes to accessing credit.
Table Of Content:
- 695 Credit Score: Is it Good or Bad?
- Is 695 a good credit score? | Lexington Law
- 695 Credit Score: Is It Good or Bad? - NerdWallet
- 695 Credit Score: What Does It Mean? | Credit Karma
- Is 695 a Good Credit Score? What It Means, Tips & More
- 695 Credit Score (+ #1 Way To Improve it )
- Average Credit Score in America: 2021 Report - ValuePenguin
- Average U.S. Consumer Credit Score Is 695 – Here Are 5 Ways To ...
- 695 Credit Score: Is it Good or Bad? (Approval Odds)
- 695 Credit Score: Good or Bad? | Credit Card & Loan Options
1. 695 Credit Score: Is it Good or Bad?
https://www.experian.com/blogs/ask-experian/credit-education/score-basics/695-credit-score/
A 695 FICO® Score is Good, but by raising your score into the Very Good range, you could qualify for lower interest rates and better borrowing terms. A great ...
2. Is 695 a good credit score? | Lexington Law
https://www.lexingtonlaw.com/education/score/695
Oct 11, 2021 ... If you have a credit score of 695, you might be asking yourself, “is 695 a good credit score?” Luckily, the answer is yes: a score of 700 falls ...
3. 695 Credit Score: Is It Good or Bad? - NerdWallet
https://www.nerdwallet.com/article/finance/695-credit-score-is-it-good-or-bad
Feb 17, 2022 ... A 695 credit score is at the low end of the “good” band (690-719) on a credit score range of 300 to 850. A misstep could easily send your ...
4. 695 Credit Score: What Does It Mean? | Credit Karma
https://www.creditkarma.com/credit-scores/695
Apr 30, 2021 ... A 695 credit score is generally a fair score. While a lot of people have fair scores, you may still find it difficult to get approved for ...
5. Is 695 a Good Credit Score? What It Means, Tips & More
https://wallethub.com/credit-score-range/695-credit-score/
Jan 18, 2019 ... A credit score of 695 is very close to being "good" credit. In fact, whether or not it qualifies as such is a source of debate, ...
6. 695 Credit Score (+ #1 Way To Improve it )
https://www.creditglory.com/credit-score/695-credit-score
Jul 1, 2022 ... A 695 FICO score means you have good credit, which helps a lot when getting a mortgage. Lenders see you as a less risky investment, and you ...
7. Average Credit Score in America: 2021 Report - ValuePenguin
https://www.valuepenguin.com/average-credit-score
8. Average U.S. Consumer Credit Score Is 695 – Here Are 5 Ways To ...
https://www.thestreet.com/personal-finance/average-us-consumer-credit-score-is-695-here-are-5-ways-to-get-yours-above-800-13262491
Aug 21, 2015 ... - The national average FICO score is at an all-time high at 695, compared to 688 in October 2005. Ethan Dornhelm, FICO's principal scientist in ...
9. 695 Credit Score: Is it Good or Bad? (Approval Odds)
https://www.crediful.com/fico-credit-score-range/695-credit-score/
Is 695 a good credit score? FICO scores range from 300 to 850. As you can see below, a 695 credit score is considered Good.
10. 695 Credit Score: Good or Bad? | Credit Card & Loan Options
https://financejar.com/credit-scores/credit-score-range/695/
Nov 11, 2021 ... Although a 695 credit score is much higher than the lowest credit score of 300, it's still far from the highest credit score of 850, and it's ...
What impact will a 695 FICO Score have on my ability to access credit?
Having a FICO Score of 695 will give you an excellent likelihood of securing loan approval and getting access to the best terms and interest rates on consumer products, like credit cards or mortgages.
How do lenders view people with a 695 FICO Score?
Lenders view those with a FICO Score of 695 very favorably since it indicates strong financial behavior and low-risk for defaulting on loans.
How can I maintain my 695 credit score?
To maintain your 695 credit score, you should ensure that you pay all your bills on time, keep any revolving debt balances low, minimize applying for new accounts, review your report regularly for accuracy and act promptly if there are any errors or irregularities found.
Conclusion:
A FICO Score of 695 is impressive overall and puts you in an ideal position when seeking loan approval. You can further strengthen your financial standing by understanding how to maintain this high score, as well as taking steps towards improving it even further.