Are you looking for a car loan with 637 credit score? A 637 credit score can qualify you for a car loan from various lenders. Although there are eligibility criteria to consider, having a 637 credit score could put you in good standing when applying for auto loans.
Table Of Content:
- Can I get a car loan with a credit score of 637? | Jerry
- What's the Minimum Credit Score for a Car Loan? | Credit Karma
- What Minimum Credit Score Do You Need to Buy a Car? - NerdWallet
- 637 Credit Score: Is it Good or Bad?
- 637 Credit Score (+ #1 Way To Fix It )
- Car loan interest rates with 637 credit score in 2022
- Will a 635 credit score get me an auto loan with no money down ...
- Is 637 a Good Credit Score? Rating, Loans & How to Improve
- Is 637 a good credit score? | Lexington Law
- 637 Credit Score: Is it Good or Bad? (Approval Odds)
1. Can I get a car loan with a credit score of 637? | Jerry
https://getjerry.com/questions/can-i-get-a-car-loan-with-a-credit-score-of-637
Feb 25, 2022 ... Don't panic, though—you'll definitely be able to get an auto loan with a score of 637. Since a 637 credit score is categorized as nonprime, your ...
2. What's the Minimum Credit Score for a Car Loan? | Credit Karma
https://www.creditkarma.com/auto/i/credit-scores-car-loan
Jun 9, 2022 ... While there are no hard minimum credit scores for car loans, your scores matter. Learn how bad credit can affect your approval odds and loan ...
3. What Minimum Credit Score Do You Need to Buy a Car? - NerdWallet
https://www.nerdwallet.com/article/finance/credit-score-needed-to-buy-car
Jun 22, 2022 ... A credit score above 660 should get you a car loan at a good interest rate, but borrowers with scores as low as 600 or even 500 have ...
4. 637 Credit Score: Is it Good or Bad?
https://www.experian.com/blogs/ask-experian/credit-education/score-basics/637-credit-score/
Your score falls within the range of scores, from 580 to 669, considered Fair. A 637 FICO® Score is below the average credit score.
5. 637 Credit Score (+ #1 Way To Fix It )
https://www.creditglory.com/credit-score/637-credit-score
Jun 11, 2022 ... A 637 FICO® Score is considered “Fair”. Mortgage, auto, and personal loans are somewhat difficult to get with a 637 Credit Score.
6. Car loan interest rates with 637 credit score in 2022
https://creditscoregeek.com/poor-credit/637/auto/
People with 637 credit score generally can get approved for a car loan as long as they have steady income that they can prove or if they have a co-signer. With ...
7. Will a 635 credit score get me an auto loan with no money down ...
https://www.compareauto.loan/credit-scores/will-a-635-credit-score-get-me-an-auto-loan
Q: I've got to try for an auto loan tomorrow, however my credit score stands at 635. Is that going to be enough to obtain a car loan, or will it be refused ...
8. Is 637 a Good Credit Score? Rating, Loans & How to Improve
https://wallethub.com/credit-score-range/637-credit-score/
A credit score of 637 isn't “good.” It's not even “fair.” Rather, a 637 credit score is actually considered “bad,” according to the standard 300 to 850 ...
9. Is 637 a good credit score? | Lexington Law
https://www.lexingtonlaw.com/education/score/637
Oct 11, 2021 ... Truthfully, people can get a car loan with almost any credit score—the difference will be what kind of interest rate you can secure. A score of ...
10. 637 Credit Score: Is it Good or Bad? (Approval Odds)
https://www.crediful.com/fico-credit-score-range/637-credit-score/
Some auto lenders will not lend to someone with a 637 score. If you are able to get approved for an auto loan with a 637 score, it could be expensive. If you ...
What type of interest rate can I expect with a 637 credit score?
The rate of interest on your loan will be determined by your credit score, the amount of the loan and the length of repayment terms. Generally speaking borrowers with 637 credit scores would qualify for an interest rate range of between 3% to 5%.
Will my loan application require additional documents?
Yes, aside from your application, other documents will be needed such as income proof and proof of residence. You may also need to provide proof of vehicle insurance if required by your lender.
How long will it take to receive approval on my car loan application?
The processing time for a car loan application varies depending on the lender you choose and the documentation submitted. Most approvals can be expected within 24-48 hours but this is not guaranteed.
Are there any other fees beyond the principal balance and interest?
Depending on the lender, there may be additional fees such as origination fees or other miscellaneous fees associated with the loan. It's important to review all terms and conditions before signing on for your car loan so that you understand all associated costs upfront.
Conclusion:
: Applying for a car loan with a 637 credit score can provide access to financing options that don't require an excellent rating or high income level. As always make sure that you thoroughly research all potential lending institutions offering auto loans and understand what is needed before submitting an application.